Terms and Conditions

Online insurance quotes are NOT applications for insurance. They are merely initial estimates only, based in part on preliminary information provided by you and possibly from other third parties and your insurance score. It is possible based on upon this information, that you may not get an online insurance quote

   Submission and receipt of an online insurance quote does not constitute an offer for insurance. No insurance can be bound, altered or amended without speaking with a live agent. A live agent will take a formal application for insurance from you. Submission of a formal application does not guarantee that your application will be accepted should you apply for insurance.

   Premium, coverages, discounts, deductibles and eligibility are subject to change based on the information included on a formal application and may differ from an online quote. Actual premiums for insurance will vary depending on coverages selected, amounts of coverage, deductibles, and other factors.

   This site contains only a general description of coverages and is not a contract of insurance. Nothing on this site alters the terms and conditions of any policy offered. If a policy of insurance is offered, all coverages are subject to all policy provisions and applicable endorsements. Please refer to your actual policy for a complete description of coverages and policy exclusions.