We get this question a lot. A non-admitted insurer is one that does not have to file their rates and coverage with a state’s insurance department. This allows an insurer to offer more flexible coverage and rates, which most real estate investors like! Most large insurance companies have a non-admitted division, and all of the insurers that realprotect uses are highly rated for financial strength and claims-paying ability. Visit our Risk Management Toolbox for more information on admitted versus non-admitted companies.